A Day in the life of a PIP

A day in the Life of a Personal Insolvency Practitioner or PIP

What is a Personal Insolvency Practitioner or PIP?

PIP is short for Personal Insolvency Practitioner; a specialist on debt matters and who can act for you if you are insolvent (unable to pay your debt) and wish to offer a proposal to your creditors for either a Debt Settlement Arrangement or DSA or for a Personal Insolvency Arrangement or PIA under the Personal Insolvency Act 2012 which was passed into law in Ireland at the end of 2012. Continue reading

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New Personal Insolvency Solutions in Ireland almost here

Over twenty one months ago now in November 2011, we considered the prospects of having financial solutions available for insolvent Irish citizens. We identified political and systemic lethargy as the enemy of progress but were optimistic that the then relatively new Irish government comprising a coalition of the Fine Gael and Labour parties, which had come to power in March 2011, were about to tackle the personal debt elephant in the room. Continue reading

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What debts can I include in the new Personal Insolvency solutions?

Insolvency Service of Ireland Guidelines

The Insolvency Service of Ireland or ISI has published guidelines in regard to what debts may be included and what debts may not be included when a debtor seeks to obtain one of the new Personal Insolvency Solutions: Continue reading

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Eligibility criteria for New Insolvency Debt Solutions in Ireland

The Insolvency Service of Ireland or ISI have published guidelines in regard to eligibility criteria for availing of each of the three totally new solutions now being made available to insolvent persons in Ireland in accordance with the Personal Insolvency Act 2012. Continue reading

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Living expenses guide for a family living in Ireland, who cannot pay their debts

The Insolvency Service of Ireland or ISI have published guidelines in regard to reasonable living expenses which insolvent persons will be allowed if they wish to sort out their debt problems by using of one of the three new insolvency solutions which will become available in the next few months in Ireland under the Insolvency Act 2012. Continue reading

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Living expenses for a person in debt, with children, living in Ireland

The Insolvency Service of Ireland or ISI have published guidelines in regard to reasonable living expenses which people who cannot pay their debt (insolvent persons) will be allowed if they wish to sort out their debt problems by using of one of the three new insolvency solutions which will become available in the next few months in Ireland under the Insolvency Act 2012. Continue reading

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Reasonable living expenses for a couple in debt with no children

The Insolvency Service of Ireland or ISI have published guidelines in regard to reasonable living expenses which people who cannot pay their debts, will be allowed if they wish to sort out their debt problems by using of one of the three new insolvency solutions which will become available in the next few months in Ireland under the Insolvency Act 2012. Continue reading

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Debt Solutions and Living Expenses in Ireland

If you are in debt to the point of being insolvent and hope to avail of one of the three new irish debt solutions now becoming available under the Personal Insolvency Act 2012, there is considerable information on allowable personal expenditure now published by Insolvency Service of Ireland (ISI). Continue reading

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Reasonable Living expenses for a single car owner in debt, in Ireland

The Insolvency Service of Ireland or ISI have published guidelines in regard to reasonable living expenses which insolvent persons will be allowed if they wish to sort out their debt problems by using of one of the three new insolvency solutions which will become available in the next few months in Ireland under the Insolvency Act 2012. Continue reading

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living expenses for a single person in an Irish debt solution

The Insolvency Service of Ireland (ISI) have published guidelines in regard to reasonable living expenses which insolvent persons will be allowed if they wish to sort out their debt problems by using of one of the three new insolvency solutions which will become available in the next few months in Ireland under the Insolvency Act 2012. Continue reading

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