Category Archives: Personal Insolvency

A Day in the life of a PIP

A day in the Life of a Personal Insolvency Practitioner or PIP What is a Personal Insolvency Practitioner or PIP? PIP is short for Personal Insolvency Practitioner; a specialist on debt matters and who can act for you if you … Continue reading

Posted in Personal Insolvency, Personal Insolvency Practitioner, PIP | Tagged , , | Leave a comment

New Personal Insolvency Solutions in Ireland almost here

Over twenty one months ago now in November 2011, we considered the prospects of having financial solutions available for insolvent Irish citizens. We identified political and systemic lethargy as the enemy of progress but were optimistic that the then relatively … Continue reading

Posted in Bankruptcy, Debt Solutions, Personal Insolvency | Tagged , , , | Leave a comment

What debts can I include in the new Personal Insolvency solutions?

Insolvency Service of Ireland Guidelines The Insolvency Service of Ireland or ISI has published guidelines in regard to what debts may be included and what debts may not be included when a debtor seeks to obtain one of the new … Continue reading

Posted in Debt Solutions, Personal Debt, Personal Insolvency | Tagged , , , | Leave a comment

Who Will Qualify for an Irish Personal Insolvency Arrangement?

A Personal Insolvency Arrangement is one of three new measures contained in the first draft of the Personal Insolvency Bill which was published by the Irish Government at the end of January this year. The draft bill is likely to … Continue reading

Posted in Personal Insolvency, Personal Insolvency Arrangement, Personal Insolvency Bill | Tagged , , , | 1 Comment

Qualify for an Irish Debt Settlement Arrangement?

A Debt Settlement Arrangement is one of three new measures contained in the first draft of the Personal Insolvency Bill which was published by the Irish Government at the end of January this year. The draft bill is likely to … Continue reading

Posted in Debt Settlement Arrangement, Irish Debt, Personal Debt, Personal Insolvency | Tagged , , | Leave a comment

Ireland’s Proposed Amendments to Bankruptcy Law

Published by the Irish government at the end of January 2012 the heads of the proposed new Personal Insolvency Bill promises a whole new insolvency regime in Ireland. Like any new legislation however, the devil is in the detail or … Continue reading

Posted in Debt Relief Certificate, Insolvency, Irish Debt, Law Reform Commission, Personal Insolvency, Personal Insolvency Arrangement, Personal Insolvency Bill | Tagged , , , , | 1 Comment

Debt Problems | Ireland

Just now it is quite fascinating to look at the pronouncements of Irish politicians on issues of personal debt. It is clear that many of them are just now beginning their journey on the ‘personal debt’ learning curve and that … Continue reading

Posted in Debt Advice, Debt Solutions, Irish Debt, Personal Debt, Personal Insolvency | Tagged , , , , | 1 Comment

Comparing an Individual Voluntary Arrangement with Bankruptcy

In looking to cope with personal insolvency it’s almost inevitable that the debtor will have to examine the two most important solutions to be found in the Britain, namely entering into an Individual Voluntary Arrangement (IVA) or petitioning for Bankruptcy. … Continue reading

Posted in Bankruptcy, Creditors, Debt Advice, Individual Voluntary Arrangement, Insolvency, Insolvency Practitioner, Irish Debt, IVA, Personal Debt, Personal Insolvency | Tagged , , , , , , , , | Leave a comment

Why Should Creditors Be Able to Claim My Property?

Once you owe money to loan providers or some other lenders they’ve got the legal right to seek the payment of such obligations in keeping with the conditions and terms under which the monies were borrowed or the liability was … Continue reading

Posted in Bankruptcy, Creditors, Debt Advice, Debt Management, Debt Management Plans, Debt Repayment, Debt Solutions, Individual Voluntary Arrangement, Insolvency, IVA, Personal Debt, Personal Debt Management, Personal Insolvency, Solvency | Tagged , , , , , , , , | Leave a comment

Experiencing the Penalty of Personal debt

Capital punishment for even the most heinous criminal offenses has long been abolished in many western democracies with a few important exceptions like the USA. In regard to debt however, the USA has a most benign range of laws and … Continue reading

Posted in Bankruptcy, Debt Management, Debt Relief Orders, Debt Settlement Arrangement, Debt Solutions, Individual Voluntary Arrangement, Insolvency, Insolvency Practitioner, IVA, Law Reform Commission, Personal Debt, Personal Insolvency | Tagged , , , , , , , , , | Leave a comment