Tag Archives: mortgages

Mortgage Restructuring Arrangement

A Bill was introduced in January 2013 to allow an arrangement to be agreed which would restructure the terms and/or the payment schedule of a secured debt in respect of a person’s principal private residence.

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An IVA can Help you to Keep your Property

An Individual Voluntary Arrangement (IVA) is a formal agreement between an insolvent debtor and his or her unsecured. The terms of the IVA provide for the debtor to repay a portion of his or her unsecured debt over a limited … Continue reading

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Writing off Irish Mortgage Debt

It could be described as the kindness of strangers but a remarkable event is taking place in Ireland at present. Bank of Scotland (Ireland) – BoSI – which operated the Halifax banks in Ireland ceased trading in Ireland last year … Continue reading

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What is an Irish Judgment Mortgage?

A creditor may seek a judgment against a debtor in an Irish court for non-payment of a debt when such payment is overdue. Where such a judgment is awarded, interest is automatically applied at the statutory rate of 8%.

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