Category Archives: Irish Debt

Ireland’s Proposed Amendments to Bankruptcy Law

Published by the Irish government at the end of January 2012 the heads of the proposed new Personal Insolvency Bill promises a whole new insolvency regime in Ireland. Like any new legislation however, the devil is in the detail or … Continue reading

Posted in Debt Relief Certificate, Insolvency, Irish Debt, Law Reform Commission, Personal Insolvency, Personal Insolvency Arrangement, Personal Insolvency Bill | Tagged , , , , | 1 Comment

Ireland Moves on Personal Insolvency Legislation

During this year the Irish government is expected to pass new personal insolvency legislation. The final draft of a Personal Insolvency Bill is expected to be published by the end of April 2012, a month later than the EU, ECB … Continue reading

Posted in Bankruptcy, Debt Management Plans, Debt Relief Certificate, Debt Relief Orders, Debt Settlement Arrangement, Debt Solutions, Insolvency, Irish Debt, Personal Insolvency Arrangement | Tagged , , , , , , , | Leave a comment

What Irish Government Minister will Champion the Indebted Masses?

Just eight months in power now, the new Irish government, comprising a coalition of the Fine Gael and Labour parties, has begun to make noises about the personal debt elephant in the room. Were it not for the EU-IMF demand … Continue reading

Posted in Debt Enforcement Office, Debt Relief Orders, Debt Settlement Arrangement, Debt Settlement Office, Insolvency, Irish Debt, Personal Debt | Tagged , , , , , , , , | Leave a comment

Debt Problems | Ireland

Just now it is quite fascinating to look at the pronouncements of Irish politicians on issues of personal debt. It is clear that many of them are just now beginning their journey on the ‘personal debt’ learning curve and that … Continue reading

Posted in Debt Advice, Debt Solutions, Irish Debt, Personal Debt, Personal Insolvency | Tagged , , , , | 1 Comment

Comparing an Individual Voluntary Arrangement with Bankruptcy

In looking to cope with personal insolvency it’s almost inevitable that the debtor will have to examine the two most important solutions to be found in the Britain, namely entering into an Individual Voluntary Arrangement (IVA) or petitioning for Bankruptcy. … Continue reading

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Personal Debt Problems with Help from the EU

The majority of consumers among member states of the European Union (EU) are not aware of a number of unexpected compensations that EU membership provides concerning personal insolvency. Those compensations are rooted in the basic principle of the free migration … Continue reading

Posted in Bankruptcy, Debt Advice, Debt Management, Debt Payments, Debt Solutions, Individual Voluntary Arrangement, Insolvency, Irish Debt, IVA, Law Reform Commission, Personal Debt Management, Personal Insolvency, Solvency | Tagged , , , , , , , , , , , , , , | Leave a comment

What Makes Bankruptcy Law in Ireland So Draconian

Time and money are two key resources in any successful business. They encompass and conjure up ideas of costs, budgets, productivity, deadlines, profitability investment and so on. The list is endless. The analogy with bankruptcy or rather the legislation dealing … Continue reading

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The Dilemma for Irish Mortgage Holders

RTE television recently featured a number of Irish couples who were drowning in debt largely as a result of having taken out large mortgages at the height of the property bubble in 2006 to 2007. There are over 45,000 mortgages … Continue reading

Posted in Bankruptcy, Creditors, Individual Voluntary Arrangement, Insolvency, Insolvency Practitioner, Irish Debt, IVA, IVAs, Law Reform Commission, Mortgages, Personal Debt, Personal Insolvency, Solvency | Tagged , , , , , , , , , , , , , , , , | Leave a comment

What Insolvency Practitioner Should I Choose?

Consumers who are looking to find out about IVAs or other solutions for their debt problems are sometimes scared or concerned about enquiring about financial advice. Alot of people may feel ignorant in terms of their understanding of financial matters … Continue reading

Posted in Debt Advice, Debt Repayment, Debt Solutions, Individual Voluntary Arrangement, Insolvency, Insolvency Practitioner, Irish Debt, IVA, IVAs, Personal Debt, Personal Insolvency | Tagged , , , , , , , , , | Leave a comment

Penalties for Debt

Capital punishment for even the most heinous crimes has been abolished in most western democracies with some significant exceptions such as the USA. In regard to debt however, the USA has a most benign set of laws dealing with insolvency … Continue reading

Posted in Bankruptcy, Debt Settlement Arrangement, Debt Solutions, Individual Voluntary Arrangement, Insolvency, Insolvency Practitioner, Irish Debt, Law Reform Commission, Mortgages, Personal Debt, Personal Debt Management, Personal Insolvency | Tagged , , , , , , , , , , , , , , | Leave a comment