About Paddy Byrne
I work at National Debt Relief; a well established debt help company. I have had various roles throughout the company which has allowed me to enhance and develop my knowledge on Debt Solutions, legislation and other areas of the Financial Industry in both the UK and Ireland.
I currently write for the National Debt Relief website, as well as other websites. I have written 100's of articles relating to different topics on debt.
For those who have money problems and believe that you may be insolvent, you may want to understand about an Individual Voluntary Arrangement, frequently known as an IVA, and how it could possibly help you. Being aware of what an … Continue reading →
Posted in Bankruptcy, Debt Advice, Debt Solutions, Individual Voluntary Arrangement, Insolvency, Insolvency Practitioner, IVA, IVAs, Personal Debt, Personal Debt Management, Personal Insolvency, Solvency
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Tagged Debt Solutions, Individual Voluntary Arrangement, Insolvency Practitioner, insolvent, Irish Debt, Personal Insolvency Bill, personal insolvency legislation
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A challenge to Ireland’s arcane bankruptcy laws may be made to the High Court within weeks, according to a recent report in The Sunday Independent by Maeve Sheehan. This is an interesting development if a challenge is made on the … Continue reading →
Posted in Bankruptcy, Debt Advice, Debt Management Plans, Debt Settlement Arrangement, Debt Solutions, Insolvency, Law Reform Commission, Personal Debt, Personal Debt Management, Personal Insolvency
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Tagged bankruptcy, Bankruptcy Act 1988, Debt Enforcement, Debt Settlement Arrangement, Debt Solutions, Insolvency Practitioner, Irish government, Law Reform Commission, Personal Debt Management, personal insolvency, Personal Insolvency Bill
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A necessary precondition to be permitted to get into an Individual Voluntary Arrangement (IVA) is that you simply must first be insolvent. Even though there are actually alternative options for the insolvent person that include bankruptcy, this analysis shall just … Continue reading →
Posted in Bankruptcy, Creditors, Debt Consolidation, Debt Management Plans, Debt Settlement Arrangement, Individual Voluntary Arrangement, Insolvency, Insolvency Practitioner, IVA, IVAs, Personal Insolvency, Solvency
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Tagged bankruptcy, cab, cccs, Consumer Credit Counselling Service, debt advice, Debt Management Plans, Individual Voluntary Arrangement, Insolvency, Insolvency Practitioner, Irish Debt, Personal Debt, Personal Debt Management, personal insolvency legislation
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It promised to hit the ground running and the new Irish Government will soon be a hundred days in office. It has committed to making many changes so perhaps now is the time to ask some questions as to what … Continue reading →
Posted in Debt Consolidation, Debt Management Plans, Debt Payments, Debt Solutions, Individual Voluntary Arrangement, Insolvency, Insolvency Practitioner, IVA, IVAs, Law Reform Commission, Personal Debt, Personal Debt Management, Personal Insolvency, Solvency
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Tagged bankruptcy, Debt Management Plans, debt payments, Debt Relief Orders, debt repayment, Debt Settlement Arrangement, Debt Settlement Scheme, Debt Solutions, Individual Voluntary Arrangement, Insolvency, insolvent, Irish Debt, Irish government, Irish Judgment Mortgage, Law Reform Commission, Personal Debt, Personal Debt Management, personal insolvency
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When confronted with enormous financial debt worries it’s easy for the solitary borrower to neglect the effect of non-payment or late settlement on creditors. The financial institution is frequently considered as the big bad wolf and not worthy of any … Continue reading →
Time and money are two key resources in any successful business. They encompass and conjure up ideas of costs, budgets, productivity, deadlines, profitability investment and so on. The list is endless. The analogy with bankruptcy or rather the legislation dealing … Continue reading →
Posted in Bankruptcy, Insolvency, Insolvency Practitioner, Irish Debt, Law Reform Commission, Personal Insolvency, Solvency
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Tagged bankruptcy, Debt Solutions, Insolvency, insolvency legislation, Insolvency Practitioner, insolvent, Irish Bankruptcy law, Irish Debt, Irish government, personal insolvency, personal insolvency legislation, personal insolvency regime
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There are several advantages to merging your financial obligations into just one debt consolidation loan. For many people it can be appealing to begin to make only one payment per month as opposed to many monthly payments. Making lots of … Continue reading →
Posted in Bankruptcy, Debt Advice, Debt Consolidation, Debt Management Plans, Individual Voluntary Arrangement, IVA
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Tagged bankruptcy, Consolidation Loans, Debt Consolidation, debt payments, Debt Solutions, Individual Voluntary Arrangement, Personal Debt
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Recently issued figures estimate that the expense of rearing a child starting from arrival to twenty one years old might be up to £200,000. We will assume that you’re in an IVA turn out to be pregnant. The issue of … Continue reading →
Posted in Insolvency, IVA, IVAs, Personal Debt, Personal Insolvency
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Tagged debt payments, debt solution, Debt Solutions, Personal Debt, Personal Debt Management, personal insolvency, personal insolvency legislation, pregnancy
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An IVA is a professional agreement between you and your unsecured lenders to pay back some of your debts over a defined time frame – ordinarily five years, but it could be for a lesser period. Secured creditors expect to … Continue reading →
Posted in Bankruptcy, Debt Management Plans, Individual Voluntary Arrangement, IVA, IVAs, Mortgages, Personal Insolvency
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Tagged bankruptcy, Debt Management Plans, Debt Solutions, Individual Voluntary Arrangement, Insolvency, Insolvency Practitioner, insolvent, Personal Debt, Personal Debt Management, personal insolvency
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Did you know that there are now twenty seven countries in the European Union (EU) all with their own personal insolvency legislation? The mind boggles at the volume, variety and complexities of laws and regulations which this must entail. The … Continue reading →