National Debt Relief / McCambridge Duffy are proud to offer an "advice only" service which is completely free. This means that initial consultation with an advisor / Personal Insolvency Practioner (PIP) has no charge, where as some other Insolvency providers do charge for an Initial Consultation. It is good to bear this in mind when first seeking advice in regards to your financial difficulties.
We first obtain information about you when you visit our website and contact us for advice on your mortgage, arrears or other debts. You can reach out to us via email, a form on our website, a phone call to us or by WhatsApp message.
We will run through an analysis of your situation and advise you on what options are available to help you deal with your mortgage, arrears or other debts. It is then up to you make an informed choice on if you would like to proceed with a solution that we offer or if you would like to proceed with an alternative route. If you choose a solution that we cannot help facilitate, we may signpost you to alternative debt charities or providers such as MABS (The Money Advice and Budgeting Service) or Citizens Information.
If you choose to proceed with an Insolvency Solution with our company, we only charge fees if and when your Insolvency solution is approved by creditors / the courts. If your Insolvency solution is not approved, you will not be charged for the work done on your propsal.
The Insolvency Service of Ireland (ISI) have waived application fees for a PIA, so there is no cost for this.
The PIP fees and costs for administering an Insolvency solution will vary for each individual solution and are usually built into your affordable monthly payments that go towards your creditors. It is your creditors who will determine what fees can be charged for the work we do. We cannot draw any fees without their approval.
As the fees are deducted from the monthly payments that you make into your Insolvency arrangement, you will never actually receive a bill from us. All fees will be explained in detail and discussed prior to commencement of any service or debt repayment plan.
Calls from a landline are normally free. Please consult your provider if you are unsure. Calls from a mobile may be subject to charges. If you get charged just ask us to call you back for free. To arrange a free callback simply complete any form on our site.
If you would like a free Insolvency review of your financial situation, fill in the Fact Find form providing as much information as possible and send it through. Our advisors will review your information and get in touch to advise you of all options available.
Open Monday to Friday 8am-8pm
nationaldebtrelief.ie is a trading style of McCambridge Duffy. McCambridge Duffy Limited is a Limited Company registered in Ireland | Registered number 527584 | Registered office Suite 6, Spencer House, High Road, Letterkenny, Co. Donegal, F92 V8XC
All our advice is free. A fee is only payable where further services are requested. All fees will be explained in detail and discussed prior to commencement of any debt solution.
Ronan Duffy, Daragh Duffy, Daniel Rule, James Green and Judy Mooney are authorised by the Insolvency Service of Ireland to carry on practice as personal insolvency practitioners. Ronan Duffy, Daniel Rule, James Green and Judy Mooney are authorised to act as insolvency practitioners by Institute of Chartered Accountants Scotland.