National Debt Relief | Help and Advice on Debt Solutions in Ireland

National Debt Relief offer Debt Solutions to help you get your life back on track. We have years of experience in helping people to deal with debt problems. We have a great reputation and enjoy a good relationship with the credit houses. We know what they will and wont accept from you. This helps us to put together successful plans for 1000s of our clients. Let us help you. We are offering formal assistance with debts using the Personal Insolvency Bill 2012.

Debt Settlement Arrangement

Unsecured debts of any amount

- Affordable repayments based on your living costs.

- Payments for 5 years (60 months).

- Debts legally written off by your creditors on completion of the DSA.

- Only 65% of your creditors must agree to make it legal.

Find out more about a DSA

Personal Insolvency Arrangement

Any debt amount

- Similar to Debt Settlement Arrangement but includes secured creditors too, ie your home / mortgage.

- Secured debt value can be written down to a more affordable amount.

- Affordable payments for 6 years.

Find out more about a PIA

Bankruptcy (New legislation)

Debts over €20,000

- A fresh start free from debt that you cannot pay.

- Lasts 3 years instead of 12 years.

Read more about Bankruptcy


Debt Relief Notice

Debts up to €35,000 with no assets

- Unsecured debts legally written off.

- Debts will be written off after 3 years.

Find out more about a DRN

Debt Management Plans

Debts from €1,000

A flexible repayment plan with payments that are based on your living costs.

Find out more about a DMP


Anyone can experience a debt problem

With over 80 years of experience, we have just about seen every debt problem imaginable, from a change in personal circumstances such as marital breakdown to business failure. While you might feel alone at this time just remember that 1,000s of people all over Ireland are in debt right now and many are seeking advice just like you.

Call us on +353 1 247 8899 to speak to a debt advisor or fill in our form (on the right) and we will get back to you as soon as possible.

Clearing Your Debts

Our aim is to help you to clear your debts in the quickest way possible. We can educate you on how to clear your debts and how to avoid running up further debts in the future. Debt is stressful but it needn't be with the right approach.

Useful Debt Articles and Information

Irelands debt help articles written by our in house expert

A Day in the life of a PIP

A day in the Life of a Personal Insolvency Practitioner or PIP What is a Personal Insolvency Practitioner or PIP? PIP is short for Personal Insolvency Practitioner; a specialist on debt matters and who can act for you if you … Continue reading

New Personal Insolvency Solutions in Ireland almost here

Over twenty one months ago now in November 2011, we considered the prospects of having financial solutions available for insolvent Irish citizens. We identified political and systemic lethargy as the enemy of progress but were optimistic that the then relatively … Continue reading

What debts can I include in the new Personal Insolvency solutions?

Insolvency Service of Ireland Guidelines The Insolvency Service of Ireland or ISI has published guidelines in regard to what debts may be included and what debts may not be included when a debtor seeks to obtain one of the new … Continue reading

Eligibility criteria for New Insolvency Debt Solutions in Ireland

The Insolvency Service of Ireland or ISI have published guidelines in regard to eligibility criteria for availing of each of the three totally new solutions now being made available to insolvent persons in Ireland in accordance with the Personal Insolvency … Continue reading

Living expenses guide for a family living in Ireland, who cannot pay their debts

The Insolvency Service of Ireland or ISI have published guidelines in regard to reasonable living expenses which insolvent persons will be allowed if they wish to sort out their debt problems by using of one of the three new insolvency … Continue reading
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